Note: Where available, the PDF/Word icon below is provided to view the complete and fully formatted document
National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Bill 2018

2016-2017-2018

 

The Parliament of the

Commonwealth of Australia

 

HOUSE OF REPRESENTATIVES

 

 

 

 

Presented and read a first time

 

 

 

 

National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Bill 2018

 

No.      , 2018

 

(Treasury)

 

 

 

A Bill for an Act to provide for mandatory comprehensive credit reporting, and for related purposes

   

   



Contents

1............ Short title............................................................................................. 1

2............ Commencement................................................................................... 1

3............ Schedules............................................................................................ 2

Schedule 1—Amendments                                                                                                 3

National Consumer Credit Protection Act 2009                                                    3

Privacy Act 1988                                                                                                        25

 

 



A Bill for an Act to provide for mandatory comprehensive credit reporting, and for related purposes

The Parliament of Australia enacts:

1   Short title

                   This Act is the National Consumer Credit Protection Amendment (Mandatory Comprehensive Credit Reporting) Act 2018 .

2   Commencement

             (1)  Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.

 

Commencement information

Column 1

Column 2

Column 3

Provisions

Commencement

Date/Details

1.  Sections 1 to 3 and anything in this Act not elsewhere covered by this table

The day this Act receives the Royal Assent.

 

2.  Schedule 1, items 1 to 11

The day after this Act receives the Royal Assent.

 

3.  Schedule 1, item 12

The later of:

(a) immediately after the commencement of the provisions covered by table item 2; and

(b) the commencement of Part 1 of Schedule 1 to the Intelligence Services Amendment (Establishment of the Australian Signals Directorate) Act 2018 .

However, the provisions do not commence at all if the event mentioned in paragraph (b) does not occur.

 

Note:          This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act.

             (2)  Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act.

3   Schedules

                   Legislation that is specified in a Schedule to this Act is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this Act has effect according to its terms.