Note: Where available, the PDF/Word icon below is provided to view the complete and fully formatted document
 Download Full Day's HansardDownload Full Day's Hansard    View Or Save XMLView/Save XML

Previous Fragment    Next Fragment
Thursday, 22 May 1930

Senator RAE (New South Wales) . - Life insurance is one of the most important institutions of the present day. In connexion with this clause several conflicting problems arise. First, there is the worthless man whose wife desires to insure his life in order that she may have a few pounds in the event of his death. Then there is the unscrupulous woman who is prepared to insure her husband and then to get rid of him. There is also the woman who is not game to tell her husband what she does, but behind his back takes out an insurance policy and finds out after she has paid a fewpremiums that she has been told a lot of lies. The premiums are not kept paid up unless the husband pays them. I realize that there is the case of the surly husband who will not readily give his consent to his wife's request to insure his life. We must leave it to the wife to gain his consent. Most women can find a way of doing so. There is something in the contention that if a woman may- insure her husband only with his written consent, a company which issues a policy without the husband's consent, is guilty of an offence. In order to make the position clear, we should insert a clause to make it an offence on the part of a company to insure any person without his consent. I do not want to con'fine the restriction to wives and husbands. No person should insure any other person without that person's consent. There may be women who would be prepared to do away with their husbands if they were insured for a substantial amount; but no woman would \e likely to do away with her husband for less than £100. There should be a proper understanding between husband and wife before either of them enters into a transaction which will involve the other financially. It is immaterial whether the amount is £50 or £50,000. We should not lightly disturb the decision we arrived at last week.

Suggest corrections