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National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Bill 2011

2010-2011

 

The Parliament of the

Commonwealth of Australia

 

HOUSE OF REPRESENTATIVES

 

 

 

 

As passed by both Houses

 

 

 

 

 

 

 

 

 

National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Bill 2011

 

No.      , 2011

 

 

 

 

 

A Bill for an Act to amend the National Consumer Credit Protection Act 2009 , and for related purposes

   

   



Contents

1............ Short title............................................................................................. 1

2............ Commencement................................................................................... 1

3............ Schedule(s)......................................................................................... 2

Schedule 1—Amendments                                                                                                 3

Part 1—Amendments relating to home loans                                                    3

National Consumer Credit Protection Act 2009                                                    3

Part 2—Amendments relating to credit cards                                                 10

National Consumer Credit Protection Act 2009                                                  10

Schedule 2—Application and transitional provisions                                     26

National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009      26

 



A Bill for an Act to amend the National Consumer Credit Protection Act 2009 , and for related purposes

The Parliament of Australia enacts:

1   Short title

                   This Act may be cited as the National Consumer Credit Protection Amendment (Home Loans and Credit Cards) Act 2011 .

2   Commencement

             (1)  Each provision of this Act specified in column 1 of the table commences, or is taken to have commenced, in accordance with column 2 of the table. Any other statement in column 2 has effect according to its terms.

 

Commencement information

Column 1

Column 2

Column 3

Provision(s)

Commencement

Date/Details

1.  Sections 1 to 3 and anything in this Act not elsewhere covered by this table

The day this Act receives the Royal Assent.

 

2.  Schedule 1, Part 1

1 January 2012.

1 January 2012

3.  Schedule 1, Part 2

1 July 2012.

1 July 2012

4.  Schedule 2

1 July 2012.

1 July 2012

Note:          This table relates only to the provisions of this Act as originally enacted. It will not be amended to deal with any later amendments of this Act.

             (2)  Any information in column 3 of the table is not part of this Act. Information may be inserted in this column, or information in it may be edited, in any published version of this Act.

3   Schedule(s)

                   Each Act that is specified in a Schedule to this Act is amended or repealed as set out in the applicable items in the Schedule concerned, and any other item in a Schedule to this Act has effect according to its terms.