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Text of bill | Explanatory memoranda | Second reading speeches | Proposed amendments | Schedules of amendments | Bills Digest

Bills of previous Parliaments

Although every effort is made to ensure the accuracy of bills homepages, the authoritative sources for verifying the progress of bills are the House of Representatives Votes and Proceedings and the Journals of the Senate.

National Consumer Credit Protection Bill 2009


Type
Government
Originating house
House of Representatives
Status
Act
Portfolio
Treasury

Summary

Part of a package of three bills to implement a national consumer credit regime, the bill: establishes a licensing regime for persons who engage in credit activities through an Australian Credit Licence to be administered by the Australian Securities and Investments Commission; applies conduct obligations on licensees; establishes a civil penalty and consumer remedy framework; and provides consumer access to a three-tiered dispute resolution process for credit issues.

Progress of bill

For committee reference information, please see the Notes section at the end of this page.

House of Representatives
Introduced and read a first time 25/06/09  
Second reading moved 25/06/09  
Second reading debate 20/08/09  
Second reading agreed to 20/08/09  
Third reading agreed to 20/08/09  
     
Senate
Introduced and read a first time 07/09/09  
Second reading moved 07/09/09  
Second reading debate 26/10/09  
Committee of the Whole debate 26/10/09 Amendment details: 56 Government agreed to
Second reading agreed to 26/10/09  
Third reading agreed to 26/10/09  
     
House of Representatives
Message from Senate reported 27/10/09  
Consideration of Senate message 23/11/09 Details: House agreed to Senate amendments
     
Text of bill as passed both Houses 23/11/09  
Assent 15/12/09 Act no.: 134 - Year: 2009
     

Text of bill

  • First reading

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  • As passed by both Houses

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Explanatory memoranda

  • Explanatory memorandum

MS-Word PDF HTML
  • Supplementary explanatory memorandum relating to sheet BW214

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  • Supplementary explanatory memorandum relating to sheet BW214 revised

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  • Consolidated explanatory memorandum

MS-Word PDF HTML

Second reading speeches


Proposed amendments

Senate
  • Government [sheet BW214 revised]

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  • Government [sheet BW214]

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Schedules of amendments

  • Schedule of the amendments made by the Senate

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Bills Digest



Notes
  • Referred to Committee (25/06/2009): Senate Economics Legislation Committee
  • Committee report (07/09/2009)
  • Access information for House of Representatives and Senate committees
  • An electronic version of this Act is available in ComLaw ( www.comlaw.gov.au )