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(generated from captions) us are under insured. We go

droving with dig ter dog. First one of Canberra's

one of Canberra's favourite

topics specifically design

force civic and City Hill. The

Canberra times competition

sponsor ed by Terry Snow is

over and the winning entries

are published. Some are upset

that the debate on what to do

with the hill is focussed on

commercial development at the

expense of keeping a green

haven in the centre of the

city. Terry Snow's plans seem

to grab all the attention. Not to grab all the attention. Not

true says Terry Snow and

planning minister Simon

Corbell. In a place many

Canberrans fear to tread there

is a hill of haunting planning

mysteries that may not be

solved for 20 years.

This is a tale of one city two

hills. On one passion, politics

undeniable signs of life. On undeniable signs of life. On

the other - well not a lot.

This might be the heart of our

be loved city but you can't

hear it beating just the

distant hum of traffic.

be a Kwai eat, isn't it? There may

be a great debate on precisely

how to breathe life into City

Hill but not much about the

problem. You can't approach

this site at the moment without

taking your life in your hands

crossing the road. Not exactly

user friendly. When you get

here you can't buy a cup of

coffee, buy a newspaper or sit

and talk to. Terry Snow has and talk to. Terry Snow has

never been accused about being

shy about his vision for civic

and this hill. The Snow-Stewart

plan attracted enormous

publicity. The chief minister

called for people in the

private sector to make a

contribution and that's what

I've done. There's no argument

about the need for change with

Canberra architect Simon Kringas. The main point Kringas. The main point we're

trying to make is this central

part of the city if it function

best if left as a void. Simon

Kringas was runner up in Terry

Snow's City Hill competition.

He won the ACT Government

competition with his vision for

re generating not only the hill

but the space between east and

west row. A

west row. A glass atry yum

suspended a-above a major

public square that allows

activities or urban events to

city. go on at the centre of the

What worries Simon Kringas is

emphasis on commercial

development at the extent of

maintaining public space. There

is a risk we will sell off a

crucial part of the city to crucial part of the city to

development at an early stage.

Againly point to New York and

Central Park and Mao vital it

is not only as a green space in

its own right but it

facilitates a greater level of

development around it because

it provides that diversity. In

a sense is the most beautiful

solution the leave it alone

that's always solution? Well, I think

that's always the first premise

of design, thinking more or

building and doing less. That's

the first question that has to

be squ asked - as to what

degree do we need development

in the form of buildings at

least? Public space is a vital

part of the city and a central

public green space, such as

this, elevated, accessible from

all parts of the city, will be

a very important space in a very important space in the

future and its scale is the

first consideration. I guess a

once its gone it's gone?

Buildings don't tend to get

demolished. Alternative views

such as Simon Kringas's don't

seem to attract the same

attention as Terry Snow's plan

which got a five-page spread

from the Canberra times when it

was released. How would you was released. How would you

respond to perhaps some

people's per zept seption that

your concerns are sour grapes

not being able to generate the

same publicity as the Snow

plan? I a'd love to be able

to generalerate the publicity.

Hats off to Terry Snow and

Colin Stewart have put this

firmly on the agenda. The

debate is very important to the

city and the schemes and the

ideas that the work they've

done has valuing merit. In the

end what we're saying is there

are alternate positions and

these things need to be

debated. Back on the hill Terry

Snow says any perception his

plans are dominating is

mistaken, it's just an idea to

get the creative ball rolling

though he is certain something

needs to be done and

soon. Civic is in a poor

condition and now is the time

to roll up our sleeves and get

on with the job. One person

said you're happy with that

each way, in a sense you're

saying this area should be

developed at the same time

you're pulling people out of

Civic and atraketeding them to

your airport development what

would you say to those

would you say to those

people? That's rubbish. Civic

has the lowest commercial rates

in the western world about

2.35%. Anyone wanting to

establish a business in Civic

at the moment can't get space

here. What we've done at the

airport is we've developed

substantial amount office space

out there but not at the

detriment at the existing

accommodation stock. Caught in the squeeze of interest

planning minister Simon Corbell

is clear on one thing. When you

look around here do you see

public space or a potent ial

development site snr I see

city High hill as a valuable

public space which should be

retained as the centre of the

city. We need more area

fronting on to this space so

that you have commercial

activity, retail activity,

civic functions and this public

space in the centre. Unlike

Terry Snow the minister is in

no hurry. He's waiting for a

task force report in a month's

time and he warns the whole

project could take 20 years and

end up involving or excluding

who knows who? What about those

who would say it appears to

them that it's the Snow way or

no way? I think at the end of

the day, what the Government

has been able to do is draw

together a broad range of

interests in the commercial

property sector, in the

planning professions, in the

broader community sector and

that will inform the best way

forward rather than the views

of one individual, me, Terry

Snow, the chief minister or

anybody else.

If Simon Corbell is right,

Terry Snow may have to wait

into his 80 for his dreams to

turn to concrete and glass and

no guarantee they'll be his

plans. He'll certainly need a

new ute and maybe a new dog by

then. In the meantime, City

Hill remains an island moated

by motors.the arguments as

circular as the hill itself.

Amongst the trees and empty

seats an ideal location for

Canberra's version of the Blair

Witch Project - that tease question which project and

when?

We certainly haven't heard the

last of that one. Nearly 500

houses were lost in the

Canberra bushfires. The

Government says recovery is

solid with development

applications approved to

rebuild 70% of the houses. The

Phoenix association says those

figures are misleading. Over

half the original occupants

have not returned and one of

the reasons - under insurance. The Australian Securities and Investment Commissions

commission has just reported

that on average the

householders who lost property

in the fires were under insured

by 40% this was because

consumers had not updated their

policies but also because

advisers didn't advise them

properly. Cold comfort for the

fire victims as Emma Renwick

reports. Another step forward.

The Lucy family was seen as

the shining example of recovery

when they were the first to go

home after the 2003 bushfires.

But their success story was not

all good news. Monday after the

fire I was on the steps of the

insurance company's assessor

trying to determine what my

insurance was and the details

of the policy. I was quite

shocked at that meeting. The

insurance assessor said well I

really don't understand your

policy, I never have. After a

few questions he jumped on the

phone to insurance companies

hotline and clarified some of

the issues. Following that I

asked for that number and he

said unfortunately I can't give

you that number it's for assessors

assessors only you will have to

use the general claims number,

which I did. After that meeting

I was very concerned and I knew

that from that point that we

were under insured and

insurance was going to be a big issue. Under insurance was such

a big issue for so many people

in Canberra that the Australian

Securities and Investment

Commission commission, ASIC

were prompted to

investigate. There are three

areas we're working with the

insurance industry on. First

thing we're doing is working

with them the insurers and the

ICA to improve the standard of

the calculators out there.

Secondly, we're want to talk to

the industry about whether or

not there's a commercial case

for introducing some different

types of home insurance in

Australia. One such policy that

we know of in Australia but not

commonly available here but

they are available in New

Zealand and to a lesser extent

in the US, with these policies

the insurer wears a onus they

determine how much it will cost

to replace the home and when

you get the policy what you buy

is a total replacement. At the

end of the day it's the

customer usually wants to

exercise their right to decide

what they want to insure nor

and how much they want to pay.

We did market research at the

end of last year into this very

question and we found that by

far the vast bulk of consumers

thought it was their job to

work out what they wanted to

insure for. It's leaving it to

the customer that cause sod

much grief in Canberra. Peter

Lucy thought he'd done the

right thing he'd been with the

one insurer for 30 years and

had regularly increased his

insurance value. For us to find

we were under insured. I had

the valuer on behalf of the

bank value the property, we

then had after the fire the

assessor come along and look at

the property and his estimate

was 60% incorrect. If you're

on the inside of an insurance

company you know exactly what

the value - the way to value

your house. If you're on the

outside I think you need to do

a lot of work and speak to a

lot of builders to get the

right figures it's not an easy

thing to do. We also found that

consumers were under insured

because industry didn't do

enough to bring to consumer's

awareness the need to increase

the level of insurance eechb year. Companies have tried all

sorts of different measures to

address this problem. I'm sure

they'll take on board some of

the suggestions from ASIC and

look at other wie ways they

might do it as well.

Taking on an insurance policy

a daunting prospect for most

policy holder s. If it happens

to you you can go to the

insurance ombudsman scheme with

your complaint and consumers

can get compensation in those circumstances. Don't you think

we should be trying to fix the

problem before that

happens? One of the things that

ASIC is concerned about is we

don't want to do something that

will stop insurers giving

advice at all. If they can't

getle hell frp tin surer there

is nowhere else to turn. You

have to work within industry

but if you come in too hard

people will stop giving advice

and consumer also be worse off

in that situation. The

insurance company places tall

risk of the insurance on the

insured they take very little

risk themselves. They do

assessment on a regular basis

to determine their

exposure. When there is a

disaster the first motive of insurance companies is to get

in there and help people. Our

products are about paying

claims, helping people recover

from disaster. The industry

will be motivated to make

change to improve customer

relations. I haven't seen any

change in three years and I'm a

disgruntled customer. The only

way to make change is to change

the law and regulate where

necessary. I'm not actually

aware of any demand for

regulation and we've gone

through an exhaustive 12-month

consultation process in

designing the new code. We had

loathe loads and loads of sub

missions, we had the code

reviewed by the former chairman

of ASIC. There was no demand.

We think we've listened to tall

consumer, business and other

issues that have been raised

and the code responds to those

concerns. The thing that

annoys me most of all is I've

had building insurance for 30

years with the same company. At

the end of that period, when I

do go to claim on the policy,

it's no holes barred and they

read from the bottom line. So

the message seems to be check

those insurance policies and

make sure they're up to date.

I'll be checking mine tonight.

If you've ever been bamboozled

with the highly creative

ceremony attached to wine

tasting this next story could

be for you. The human honker is

a highly subjective instrument.

Someone's peach with old

leather and hint of meadow hay

is another one's off vinegar

and rotting socks. Can science

add some certainty here. CSIRO

in Canberra are working on a

cybernose, a machine that will

taste wine and point out its

qualities or lack of them to

wine mangers. The project is

being driven by the South

Australian wine industry as it

strives to create a new edge in

a competitive export market. Paul McCarthy stuck his nose in the story.

For centuries this has been

the traditional method of

tasting wine but times a changing. There are people that

definitely see it as an art but

there are these new use of

generation of people that use a

lot of science in producing the

wine from the berries.

It would be great because we

could take the best of what's

in the human nose and put it

into a machine. The wine industry wants to remove some

of the uncertainty in measuring

its product. That's a

successful method and it's a

tried and true method if you

like. It comes down to a

subjective viewpoint. The

industry is getting bigger and

more people involved in it, from time to time there are

certainly times when it's

important that there is also

some scientific or anal

political basis. With the more

scientific understanding of

flavour wine makers hope to

better control their process.

Because a lot of what we call

our tastes are actually smells

they asked the CSIRO to develop

the world's first cybernose. It

gives the same answer every

time. Whereas the human

response to the same smell can

be quite different. As a wine

drinker you recognise a pattern

you like. These bees flying

around the flowers they're good

at finding patterns you can

train bees to make a choice

between two flowers with the same scents.

It's all in the genes of

insects. If nyn anybody knows

how fast a blow fly arrives

when you start cooking or how

fast the fruit flies or vinegar

flies arrive when you have

muster out they have a

sensitive sense of smell and

can discriminate quite finely.

His team is putting the

proteins that detect cells into

test tubes. We can imagine at

the end a machine which have at

the front end a set of

receptors isolated as genes

from a fly and sending signals

back to a computer and giving

us the same sort of information

that's coming through the wine

maker's nose or the fly's antenna and use that

information to provide advice

to the wine maker. This is the

tasting room at Yalumba in the

bar Ross is a Valley where a

panel of experts are helping

set the benchmarks for the

cybernose. The CSIRO and the statisticians are mapping these

different wines on a map that

is measuring quality, flavour

parameters and trying to get individual descriptions for

these particular wines. That's

where the CSIRO chemists come

into the pickure, they're using

this machine to isolate the

taste that can be matched up

with the flavour map. There are

estimates that say there are

700 or 8 hundred flavours in

the range. We detect a range of

components and we all have

varying different

thresholds. There are those

weary that we don't lose the

human touch or in this case,

smell. Geoff Weaver and Charles

Hargrave are professionfetional

wine Inspectors. Wines passed

for export need to pass by

these human blood hounds. It

looks like a caber net. As

opposed to you we've had

practice and we do it for a

living and you learn to

distinguish and over time it is

like looking at colours and you

learn to distinguish the

colours. We're not trying to

replace humans after all it is

the human judgment that counts.

We're trying to augment the

ability of the humans and put

numerical tools along side the

judgments of the wine

makers. Is the nothing sacred.

Now we're taking a trip to

Bangladesh to see - to see a

man about a dog. Now he is

about to be sent overseas to

represent Australia. He is

packing the green blazer and

dog biscuits. Amy Bainbridge

produced this story. Kmpblgts I

please have some lamb chops and

three, two bones thank you.

A butcher by trade and farmer

by weekends and after work. It

fills in most the time and I

fit in a few weekends and go

dog trialing when I'm not doing

the sport things with the

children. Always at a farm when

you have a farm you need dogs

to do your work. The best thing

is to have dogs enjoyable to

work not up to chase all the

time, if you have a dog you

might as well have a good

chained one. They are cheaper

than cars. He doesn't need many

biscuits in the week. He'll

have some vices in life.

Stop there. Stop there, mate.

Dig, here. I think the biggest

thing is you've got to find a

type of dog that you enjoy to

work that wants to work for

you, now I've got on to a line

of dogs that are New Zealand

bred dogs and part Aussie bred

dogs they're compatible dogs, I

can let them out of the kennels

and they trial very well. You have to get something that

suits you.their mind must be

focus and the only way to have

a dog with a good mind and

concentration, he has to have enormous concentration for 15

minutes to work to courses.

He's no different to an athlete

that has to compete at that

level he has to be

superfit. He's got a great

passion for it. Great passion

for the dogs and the dog

trialing. I mean, it's taken us

great places. The kids and I

get to go on fantastic holidays

around Australia that we would

never have gone on before. You

meet new and beautiful people.

It's nothing for him to get up

at 5, 5:30 in the morning and

go training for an hour or two

before he goes to the butcher

shop and comes back and we

don't see him until after dark.

But we accept that because it's

a great run to do what he does.

You're part of a team. You go

over there representing your

country. Now's the time I'm

getting ready to go o the

supreme and overseas I have to

put in the hard yards and do

the time. You have to get out

of bed and go to bed late. To

put the effort in, get to

represent your country, get to

wear the green blazer and

represent Australia is just as

proud for me in dog trialing as

it would be for anyone in the

athletic s or swimming or whatever. Ultimately you want

to win the cup. It was exciting

last year when we did. I think

I was more nervous than him.

I'd be waiting by the phone,

giving some support just before

and be waiting for the phone

call afterwards. Can you tell

me about the dog he'll with him

to New Zealand snr Digger

he's like a another kid. Digger

is amazing, we all love Digger

he's our favourite. He's got a

great personality and he and

Paul have an amazing rapport.

He's half, I mean lots of

people say it but he's half

human. We breed for the ability

to work not the colour in the

types of dog sos we've bred

away from the beautiful border

collies and weave bred them for

their ability to work sheep.

That's why he's white. There's

one dog but trying to cover

every sets of eyes of those

sheep. We don't know which

sheep out of that pack of sheep

may break out of that mob. What

he's trying to do, he knows

which one is going to break, he

knows which is the dominanting

sheep in that. I've put him on

his left side. Here dig, here

dig. He's a predator to sheep

so he's trying to force his

power on to those sheep. There

are 8 faces looking at him he

has to decide write one of

those sheep may break away.

You'll only get one dog lime

him in a lifetime so you've

just got to take that advantage

and breed on from there. A dog

looks for in a day is a feed of

biscuits and a pat at the end

of the day and he's pretty

happy.

That's it for another week but

keep in touch with us, feel

free to call us or write to us

at any time here at the ABC in

Dickson. You might remember

last week we finished the

program with a performance by

Barak college. It was a preview

of their envy in the rockers

steaded for. Daramalan came

fourth in the overall

competition. So well done

Daramalan fantastic effort. To

finish this week we mark the

announcement that next year

Canberra will host the national

Irish dancing competition. So

the jig's up and so am I. Until next week, goodbye.

next week, goodbye. Supertext captions by the

Australian Caption Centre.