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(generated from captions) I said to him at the time, we

intervene and it was a matter emphatically would not

for Scottish Ministers. Bill

ram el never spoke to me about

it but that is an accurate

record because everything we

published everything we have

without fear or favour. We've

published the lot. That is an

accurate record of a meeting

that took place. But suspicions

persist that there was least at

least a nod and a wink between

governments that the British and Scottish

governments that the UK saw

long term commercial and

diplomatic leverage if the

Lockerbie bomber was sent home.

Al-Megrahi is now in hospital.

He he's not expected to live

lodge. But the longevity of

Libya's Colonel Gaddafi is

still very much open ended. He survived pariah status to be

warmly embraced by Tony Blair

five years ago and more

recently by Gordon Brown.

recently by Gordon Brown. Now

he's been at the centre of

celebrations marking his 40

years in power. Missing all

Western leaders who were

boycotting eventers of the

Lockerbie release. The terrible

attack still has political and

diplomatic resonance 21 years

later. The southern Russian

town of Beslan has held a

commemorative service to mark

commemorative service to mark

the fifth anniversary of the the Beslan school massacre.

More than 300 people, more than

half of them children, died

during the final battle between

terrorists and Russian forces

trying to end the siege. For

many of those involved the pain

and fear has never'sed. Moscow correspondent Scott Bevan

reports. Across Russia, it's

been the day of knowledge, the

first day of the new school

year. But in Beslan it's been a

day of mourning. As the

community recalls when a local

school became the scene of

appalling suffering.

TRANSLATION: It was horrible.

It was impossible. On the first

of September 2004, a terrorist

group demanding an toends the

war in Chechnya took more than

1100 children, teachers and 1100 children, teachers

parents hostage. Less

parents hostage. Less than

three days later Russian forces

stormed the school, and a&

battle raged. Some hostages ran

for their lives. So many more

lost their lives. At least 331

were killed, including 186

children. Five years on,

mourners have re returned to

the ruins of the school to

remember the siege, and the

loved ones they lost.

TRANSLATION: How could the pain

go away when Amy's girls the

same age as my daughter when I

see how tall and beautiful

they, are mine has gone. What

remains for many victims families and survivors is grief

and earning. They say they're

still waiting for the

Government to earns many

questions about the siege,

about how the authorities

responded, and why it ended so tragically.

TRANSLATION: There was not and

TRANSLATION: There was not and

still hasn't been an objective

investigation of the terrorist

act. Humanitarian group human

rights watch says until the

Government holds a full and

proper investigation, Beslan

can't heal. Wounds never close

but as the local community

still feels that new justice -

region has no justice has been done. This

region has been hit by a surge

in violence recently. Two weeks

ago, a truck bomb killed 25 in

nearby ingesh ETA. There are

similar fears of another massacre

similar to the one that tore

apart Beslan. Most

unfortunately in the current

situation it does seem to be

possible and this prospect is

indeed very frightening. As the people

people of Beslan hold three

days of memorial services, they

pray that this part of history

never re peats. Actress Cate

Blanchett has been injured in a

theatre form Prommance this

evening. The Sydney Theatre

Company's production of 'A

Streetcar Named Desire' was cut

short after the actress was hit in the head by

in the head by a prop. Cate

Blanchett was hit in the head

by the radio. And there were

two announcements - the first

announcement said could you all

leave the theatre slowly and

quietly. And we were all

thinking my god what's gone on. And

And then the next announcement was somebody else announcing

saying there will be a short

entermission because we had a

technical hitch. A

technical hitch. A spokesman

for the Sydney Theatre Company

says she will be well enough to

perform tomorrow night. Now to

the weather - rain, showers and windy in Sydney, Melbourne,

Canberra, Adelaide and Hobart,

dry in Brisbane, Darwin and

Perth. A possible storm in

Alice Springs. That's all from

us. Lateline Business coming up

in a moment. If you'd like to

look back at tonight's

interview with Joe Hockey or

stories or transcript, you review any of Lateline's

stories or transcript, you can

visit our website. Now

Lateline Business with Ticky

Fullerton. Thanks. Leigh.

Tonight on the road to recovery

- is it time to end the

stimulus package? It's too big

and it was wrongly focussed.

Now is the time to step back

and re assess the situation. It

is changing in a direction very

different to what the Pes miss expected six to

expected six to 12 months

ago. Storm front - unraveling

how the Queensland financial

group collapse and who is the

blame. There was a fall in the

market and that expose failure,

in systems, in people in processes. And moving

processes. And moving with the

times - Australia Post shifts

its business from snail mail to

insurance. First to the

First to the markets - and

the All Ords followed Wall

Street lower despite strong

growth figure, closing 75

points down. The ASX 200 was

also well down on the day. In

Japan the Nikkei fell nearly

2.5% amid concerns about the US

financial sector. Hong Kong's

hang essential was also hit,

closing down nearly 2%. And in

London, the FTSE has lost

ground in morning trades. The Australian economy has

Australian economy has defied

the global downturn and

completed its 18th convective

year of growth. While the

result was better than

expected, Australia's prospects

remain finely balanced. That's

leading to a wide range of

views about what policy makers

should do next. Neil Woolrich

reports. The Ashes are lost and along with it some national pride but Australians can concoal themselves with one of the best

the best performing economies

in the developed worlds. The

Bureau of Statistics says gross

domestic product grew by 0.6%

in both the Junequarter and the

year to June. Increasing in

farm and government inventories

odded 0.6 points to growth. Household consumption

contributed 0.5%. The drigest

drags on growth were reduction

s in non-form inventories and a fall in

fall in net exports. The composition was very

encouraging. With' seeing the

composition shift from net

export s driving growth in this

economy to underlying demand

being quite strong. The

previous two quarters all the

growth came from essential lay

plunge anymore ports. The GDP

figures did nothing to turn

around a dark day on the share

market. However, the Australian dollar

dollar gained around 1 cent against the US in afternoon

trade, in expectation of

tighter monetary policy. It

won't be long now before the

Reserve Bank starts to move on

those interest rates and, after

all, our governor has been very

fair in warning that the rates

where they are were emergency rates and they will have to go

up. And the surprisingly

resilient GDP figures now have

analysts revising their

expectations on a number of

other fronts. The Treasury forecasts that unemployment

could peak at 8.25% is now at

the pessimistic end of market

expectations. Even though

demand for labour remains. So

and economist s are tipping the

Government's Budget deficit

this financial year should be

much lower than the $57 billion

forecast in May. Essentially

ever since the May Budget the data is

data is as surprised on the

upside. So the Budget deficit

will be much smaller than what

the Government had projected. I

think that does take some of

the heat off the Government

around trying to bring that deficit down. Professor Neville

Norman argues the Government

should now consider withdrawing

some of its stimulus programs,

even though that may dampen

demand. It's not a risk, it's a

necessity. That is probably

what we need to do. I don't

think they need to do it

immediately but the evidence is

immediately but the evidence is

now gaining that they've got to

get ready for this and things

like schools program and so on

it's unfair just to cancel

contracts and they won't. While private business investment

also rose strongfully the Junequarter, industry groups

are urging the Government to

proceed with caution before

winding back assistance

packages. Much of the growth

has occurred in areas where the Government's stimulus

Government's stimulus package

has had a direct impact. What

that tells us is that there is

still some underlying fragility

in the Australian economy. The stimulus program that's going to

to dominate spending over the

next couple of years is related to longer term infrastructure

project, it's related to

investment in the economy and

that's sorely needed. It's

certainly should rule out any

further direct fiscal stimulus

further direct fiscal stimulus

such as the cash handouts. That

is inappropriate now. Warren

Hogan says demand may soften as government stimulus programs

wind down but it's un likely

the economy will go backwards.

He believes a sustained recovery is now more assured

but it's only likely to be slow

and gradual. Let's take a look

at what happened during the

day's trade. Earlier I spoke to

Martin Lakos from Macquarie Private Wealth.

Private Wealth. Martin Lakos,

as we have heard the economic

growth figures have been better

than expected. Was there any

movement on the local market

off the back of this? We've

down about 95 points prior to

the number s coming out. We saw

a modst rally of about 25

point. The momentum on the

upside couldn't take hold and

the market held those levels

through afternoon. The numbers

were better than expected that's for

that's for sure. So it was the

overnight wobls on the Wall

Street that have been the big

influence? Undoubtedly. It

appears that US investors are very hungry for further

evidence of recovery. Overnight

there were still some good

numbers coming out of the US,

Ford reported better sales in

August, up 17% to the previous

correspond ing August. Toyota

and general motors reported good sales post

good sales post the cash for

clunkers program. Prospective

home sales up about 3% for July

and then of course the very

important manufacturing index

in the US - again all

positivement it appear s that a

lot is now factored into market

s considering the US has

rallied nince 50% and our

market is up 38% since the same

time period. There's lot time period. There's lot built in to

in to expectations. The defence

did defensive stocks fair

bitter today locally? There's

some rotation that's been

taking place. With the market

hitting a new 11-month high on

Friday, stocks like Fosters,

Woolworths, Westfield and s we

farmers all performed well and

again same today with

Wesfarmers down 5 cents at

$25.53, Woolleys z waup up

five. Fosters was up 5 cent. CS

sl. Boosted bay share bye

backand Westfield up 11 cent s

so very credible performance s,

given the overall market was

down 11%. Where do you see the

market going now? Is this the

beginning of the September

blues? If you look back at

blues? If you look back at

statistics sept is the worst

month in the last 20 year force

returns for investors. Unlike

the headlines that come through

for October, so there's a

little bit of nervous ness

around about. They's co

incident that the markets are

run very hard and in Australia

having had such a well

reporting season there's a lot

of fat in the market. We're not

expecting a huge amount of

expecting a huge amount of

downside. With the reporting

season we will continue to see earnings upgrades and that's is

a very prow powerful driver for

the market and there's a lot of

cash sit tong sidelines. That

will estimate what falls we may

see. We expect the markets to

pull back a bit and that will probably present investors with

some buy ing opportunity over

the next month. Thank you for

joining us. Pleasure. To the

other major movers on the market - Babcock and

market - Babcock and Brown

Infrastructure Group has gone

into a trading halt pend ing a

re capitalisation announcement.

NAB lost 3% after a $309

million tax write-down. Telstra shares dropped after another

board member announced he was

leaving. And the big miners

were down, with Rio Tinto

losing $1.26.

The parliamentary inquiry

prompted by the collapse of

Storm Group is continuing its public hearings today sitting

in townville, the headquarter of the

of the depailed group. The

inquiry heard claim and counterclaim about whether

storm or its bankers were responsible for the margin

calls on Storm client s which

caused so much pain as

financial markets felted down

last year. For many, though,

the real story is not about

margin loans but how financial

planner s get paid. The

committee headed by Federal

committee headed by Federal MP

Bernie Ripoll is inquiring into

many aspects of the financial

planning industry and in his

words the collapse of Storm is

a case study in what can go

wrong. There was fall in the

market and that exposes failure

in systems and people and

processes. If we can identify

what those are and have a

better system out out f it,

that's what we're trying to

achieve. The committee has

received 367 spition many of

received 367 spition many of

them focus on the perceived

confloiffects interest base ned

on the way the financial plan

ers are paid. According to the Australian Securities and

Investments Commission,

financial planners receive only

one sixth of their income from

purely giving advice, which

according to long-time

campaigner for reform Robert

Brown is why most people don't

use financial planners: Its not

use financial planners: Its not

because they don't want to or

don't need, to it's Baw the financial plaerns don't want to

talk to them generally speaking

unless they have investable

funds on which commissions or

percentage fees can be ern earned. Sydney based Damian

Cullen is one of those

financial plaerns. He charges

his clients a%age of funds

under management and.

under management and. I

think if you have ethics and

you're an honest person you

will do always what's in the

best interests of your clients.

If you do that, legislation is

almost irrelevant. Sul Damian

Cullen says the issues around

fee s versus commissions are

not black and white and he says

his business would be greatly

affected if he was forced to

charge an hourly rate like

accountant and solicitors. A

lot of my clients are younger

wealth Cate Caters rather than

retirees. A lot of those people

don't have large lump sums of

money, so if I have to charge

them an hourly rate IT's large

percentage of what they have to invest. The superannuation

industry is at the heart of

much of the debate about financial planners and the way

they're paid. Despite the

concerns of people like Damian

Cullen, the head of the

industry's peak lobby group

believes the push for genuine

fee for service is now

unstoppable. With the recent

ASIC guidance on product advice

and single issue advice, I

think what we can see is

financial planner s who will

restructure their business so

they will provide scale

services, so they can provide

one-off advice on a a single

issue or full financial plan for

for life. This is an example of

why financial plan ers are

copping so much criticism over

what many see as

commission-based product

selling. It's a statement of

advice or financial plan for a

middle aged woman who is going

through a divorce and what

wanded some help with her money. The Government was in a

Government defined

superannuation fund as well as

an industry fund. Both funds

would have met her needs but rather than

rather than discuss issues like

consolidating her super into

one of those accounts to save

money, her financial planner

recommended both accounts be

closed and all her money put

into a super fund that paid him commissions. You may well find

that plan ser not altogether

happy with having to do that

but he or she is forced to do it because otherwise he doesn't

get paid. And so my issue is

about the structure of the

industry, not about individual planners. The parliamentary inquiry into financial products

and services sits in Brisbane

tomorrow, where it will hear

more horror stories about

Storm. Perth will be the first

city in Australia to experience

the next generation of wireless

communications. A Seven Network

company, vif vinks has

announced it will deliver a 4G

broadband network. It alouse up

to 10-times faster streaming of

video and data. The new pilot

service will cost about $50

million and is expected to be

available in Perth from March

next year. It used to be a

place where you'd pop in to buy

some stamps now Australia Post

is set toex pand into a general

influence sector as part of a

major shift nits business plan.

The government-owned entity will

will initially offer car

insurance online and will

expand into home and general

consent influence. With a rival

network of more than 4,000

outlets in the country, the

major players in the insurance

industry are not happy. It was

once the place where you'd

simply buy stamps and post

letters but the arrival of

email has hurt the traditional

letter delivery business, forcing Australia Post to offer

forcing Australia Post to offer

more. It's really just a case

of us looking for new diversified diversified revenue streams to

make us strong in the

future. Australia Post can now

organise passportd,

travellerings cheque, personal

banking and bill payments. From

today its 4,500 shops around

the country will try to put a

stamp on the insurance

market. We're moving first into

car influence beginning today

and we expect by the end of the

year to have moved into general

year to have moved into general

house and content insurance and

also travel insurance. They

will be competing head on with

established industry players which all have big advertising

budge et ceteras. It's un

likely they will become another

NRMA or Suncorp brand. Much

will depend on how much they

choose to spend on advertising. Some business

groups say it's unfair having a

government-backed service like

Australia Post compete ing in a

private market. We would argue that there

that there is no need for government to be in the

financial services sector. That's something for the

private sector to deliver,

leaving Government to get on

with delivering good government services that the private

sector can't. The move follows

similar vent nurse Europe and

Asia where post al organisations have successfully

expanded into insurance. It's

just four months to the

Copenhagen climate change talks

when the world is supposed to thrash out

thrash out a replacement to the

Kyoto protocol: Professor

Warwick McKibbin from the ANU

college of business and

economics is a long-time player

in climate change economics and

also a member of the Reserve

Bank board. A new paper he has

co awe - co authored was

launched today by the Brookings

Institute and the Lowy

Institute. Important lit it calls

calls for emissions to be hit

with a price collar. To

understand this and what it

might mean for business, I

spoke to Warwick McKibbin a

short time ago. Welcome to

Lateline Business. Good

evening. Ticky. How do you

think the financial crisis has

affecteded how we deal with

climate change ? There's a

number of issues that it's

raised - one is that it's

pretty clear that our predictive power for about

predictive power for about the

future events settle very

poorly thought through. So in

other words we really don't

know what the future brings and

designing a policy that's got

to last 20, 30, 50 years has to

be able to deal with even global financial crisisies. So

it's a very complex environment

in which to design policy. You

want Copenhagen to have those

emissions targets for 2013 to

2020. But you also want

2020. But you also want a

private collar for developed

nations. How would that

work? Firstly you do need to

targets to tie down the

commitments of countries. Be u

the reasons that countries

won't commit to a target is

they don't know what it will

cost. So you need a second way

of contraining the costs the

countries face. And what a

collar does is it put s a

boundary around the prices in

your economy, an up per bound

and a lower bound.

and a lower bound. Which

meanous may commit to a target

and you may fail to achieve

target but as long as you can

confirm or demonstrate you have

had the highest price of carbon

that the world has agreed to be acceptable in your economy, you

can miss your targets for

sustained periods of time. That

is important because countries

won't commit if they don't know

how expensive a commitment is and under a prietion collar

complying with the agreement you're giving them a way of

and still missing a target if

in fact it's too expensive to

hit that target. So you might

under this collar still have

countries putting out more than

they should be under broad agreement? That's right. And

the reason that's a possibility

is because we really can't

predict what these country s

will be looking like in 20 years time. The Kyoto protocol

is a very good example of what

can go wrong. In 1990 targets

we made a commitment in

we made a commitment in '97 in

in many countries and we look

at the world today and it's at

totally different to what we

expected in 1997 So tl are so

many countries that have missed

targets - Canada, New Zealand

and Japan - not because they're

good economies but because the

economy change sod dramatically

and we have to allow those

countries to implement the

policies they can implement to contribute to the global reduction and fo

reduction and fo not to have to

walk away from the table

because they're too concerned

about the cost. So the collar

would have a floor and a

ceiling price of carbon

emission. Would this work under

either a cap and trade system

or a carbon tax? Yes and the

idea is to have a different

system in each country. So you need to be able to work out

what a carbon equivalent price

might be in a country that may

have pure regulation. You can

have pure regulation. You can

always infer what the price of

carbon in is. In a country with

a carbon tai.'S obviously what

the price is and in a cap and

trade system the market tells

you what the price is. You need

to have a way to follow those.

The reason for the floor is

because we need the developing

count Troyes come into the

system immediately. They have

already said and continuously

said since 1992 they will not

take a binding target but they

haven't ruled out the idea of

having a small but rise ing

carbon price in their

economies. In fact China

already has the equivalent of a

carbon price through some of

their regulation and

investments in different

technologies. The idea is to

bring that to bear in a global

agreement In Australia, how would a collar affect individual businesses? OK so the idea here

the idea here is that there's a

political answer and an

economic earns. The - answer.

The economic answer is

companies don't know what the

future price of carbon will be.

They don't know if it will be

too high or too low. Therefore

they don't know what

investments they should take.

With a guarantee on the maximum

price in any particular year,

it makes it a lot easier to

forecast what the future might

be. In fact it makes a market

be. In fact it makes a market

emerge which lets them see the

price at various points in the

future and this is related to

our other work on a hybrid

approach. That's very important

that we have that extreme

events taken out of the future

so that we can better plan. The

politics is even more

interesting because the current

pollution reduction scheme, the debate in Australia, the carbon

legislation failed for two

reasons - the Greens wouldn't

come on board because the cuts

were not big enough, and industry are concerned because

they don't know what the cut s

will cost. So rather than getting bipartisan support for

the policy you've ruled out the extremes in the policy and

there's not enough in the left

of sentd tore carry the policy through Parliament. That's why

we need to get thele politics

right, we need consensus and we

need the economics right, we

need to reduce tonne

need to reduce tonne

certainty. Is any of this

realistic? Is Copenhagen really

ae Chiefable given the United

States position that they won't

want to cut big emissions in

depend the next 10 years? Well, it

depend what you mean by achieve

&able. Copenhagen is already

locked in place. We already

know the outcome because we've been negotiating this

continuously since 1997 and

continuously since 1997 and the

outcome is more of the same of

what we saw from the Kyoto

protocol. The reality is that

the US position will be what

the US decides it to be. Their

position both the Obama

Administration and the waxman

marquee legislation that is

going through the the

Parliament at the moment is

what it will be. The developing countries are asking

the US to do 40% reduction. Dst

not plausible that that the US

will attempt those sorts cuts.

So we have requests which are

in consistent with the reality.

What will happen is the US will

make a decision in their own

time, the world will then go

along with whatever 25% of

global emissions decides to do

and we will end up with a

global agreement knitted

together country by country rather than a

rather than a grand yoez

agreement that we've tried at

Kyoto and we've tried at Copenhagen. Isn't it time,

given our growth figures out

today for the Government to

change its forecast s? 8.25%

unemployment this year and

growth contracting by half a

per cent this year? Well,

again, I have a different view

of how the world works to the

Government and to the

Treasury.'Ve always been

optimistic that Australia would

get through this crisis in much

better shape than other count

froirs a wide variety of n

reasons. I did testify against

the scale of the package in the

Senate and I still stand by

that testimony. It was too big

and wrongly focussed. Now is

the time to step back and re

assess the situation. It is

changing and it is change demg a direction very different to what

what the Pes miss expected six

to 12 months ago. Are we right

to have cash rates at much

emergency levels? You know I can't comment on the interest

rate in Australia. I tried. Ribbentrop rib. Thank you very much for joining us this

evening. My pleasure. Thank

you.

The Indonesian airline Garuda

is being investigated for

alleged price fixing nits

freight division. The ACCC has

began proceedings against Garuda in the Federal Court.

It's alleged between 2001 and

2006 Garuda entered into arrangements with other international carriers to

reduce fuel and security sur

chargeses. The ACCC has already successfully prosecuted 10

other airlines for price fixing

with Qantas and British Airways

paying $20,000 in fine s last

year. The Australian

performances services index is

out for July. The ABS release

its figures for scbrul.

Overseas the OECD releases its

interim economic assessment of Europe, the United States and

Japan. Before we go a look at

what is making news in the

business sections of tomorrow's

newspapers - the herald sun

says Macquarie Bank is about to

get back into the home mortgage

market. The 'Australian' looks

at why the stock market fell despite better than expected

GDP figures. The 'Australian

Financial Review' says the

robust economy strengthens the

case for an interest rate rise

before Christmas. And the

'Sydney Morning Herald' reports

that the inquiry into Storm collapse is close to

identifying the cause. Before

we go some breaking news from

the US where job loss figures

for August have come in at just

under 300,000, which was worse

than expeffectsed. And as I

leave you, the FTSE is down

0.71% and the Dow futures is

down 0.27%. If you want to review any part of tonight's

program, you can visit our

website. Or you can watch the

entire program online or

download it as a vodcast. I am

Ticky Fullerton. Goodnight.

Closed Captions by CSI

SUSPENSEFUL MUSIC GUN FIRES (Groans) THEME MUSIC

I wish I knew why the hell

they keep coming up with these so-called initiatives. Frankly, I can think of a better use for an officer's time than hanging out with a bunch of bloody junkies. Yeah, and that's what I thought six weeks ago, sir, but this centre's really different. I think it really gives them some hope. Mm. So what is it exactly you want me to do? Just tell them some stories, things that you've seen down the years. That'll cheer them up.

You all right, Donnie? We're just through here. Sir? Donnie Miller? Do you know him? Last time I saw him he was just a wee boy. I used to be pals with his dad, Charlie.

You see the effects of drugs every day. And I don't just mean the users. I see what it does to families. The misery it causes. Mothers burying their children before they've even reached their teens. Shite. I'm sorry, what was that?

Do you think it makes a difference what you say? You come in here, you know nothing. Donnie Miller, isn't it? Aye. And I remember you. And you're still a wanker. Why don't you sit down, Donnie? I don't want to sit down. I don't want your stink in here. Sit down. Now. You're pathetic. I know. Sit down or get out! Don't worry. I'm out of here. This place stinks of pig. Donnie used to be such a bright kid. Always thought he'd make something of himself. He still can. No, I doubt it. I think by the time they reach this stage of the game it's too late. No, sir. I don't agree. Wish I could believe that. You all right, son? How's your dad doing? How should I know?

He's only been off the smack for a couple of weeks. It's just a hard time for him. MOBILE PHONE RINGS Burke. Andy, can you get a photograph? He's late 20s, a vicious attack. No sign of any weapon injuries. He was kicked to death. The stamp on the head broke his skull. Do we know who he is?

No ID on the body, but we found this in one of his pockets. A betting slip. Pride Of The Clyde. 2-to-1. ?1,000. No, don't take it out. Just check it. The horse lost. Came in last, in fact. I'm not here to pick up the bloody winnings, son. Just tell us who placed the bet. Pete Farrish. Regular. He's got an account here. Good. You can give us the address.

That's usually confidential. Well, you'll be doing us a big favour then, won't you? So, tell me, ?1,000, does that make him a heavy gambler? Pretty heavy last few months. What's he done? He lost...big time.

Must have been one hell of a party. Let's get forensics in. That was Pete. It's a terrible thing. When did you last see him? This morning. He was only in for about five minutes. Came in. Bought a pint. Sat looking at his watch, then made a call on the pay phone. And then he left? Aye. Barely touched his pint. Sir... Peter Farrish? He was on the dole for about a year and a half. Refused to take a job, so they stopped his money. When? Six months ago. But recently he's been gambling, thousands of pounds every week. Check the banks. Find his account.

Through here, sir. In the living room. 50 grand we find under the floorboards, came from this robbery. We checked and the serial numbers matched up. It was about a year and half ago. Both men were caught, locked up, but the money was never recovered. How much did they get? 300 grand.

Could Farrish had been involved? Could have, but I don't see him as a criminal mastermind.