Senator MASON (Queensland) (18:27): To address Senator Xenophon's concerns, my point really was this: the price of insurance and the regulatory burden to be borne by higher education providers has to be balanced against other consequential losses for students. The point I am making, and I suspect the government would agree, is that it is not a one-way street; it is a very tough balance. Thus far, the opposition has been persuaded that it is appropriate that the current amendments as recommended by Mr Baird are enough. If the minister says he is going to review the situation at some stage, I am interested in that. But, thus far, the opposition is not persuaded that the balance should move any further.