Senator MARGETTS (9:40 AM) —I would suggest that the minister look at the actual notes. Basically, the only positive reason that was given was that the financial institutions would prefer it. I was simply echoing the very statements that were made. I wrote down the words that were mentioned by the minister. I did not say that I was not using the slippery slope argument; I said I was not using it as the mainstay of my speech. However, I can give you any number of examples—for example, tax file numbers. What did we hear the first time that tax file numbers were proposed? We were told, `Oh, it's only about this. It's only for ease.' Eventually, tax file numbers will be used for just about every element that is involved with people's personal, financial and other information.

The reality is that, with this so-called easy way of slipping information—whether it is financial information; whatever the real security issues are, whatever the choices are, for whatever reason—those five per cent of large remitters have chosen to continue their bank remission. They are choosing that themselves. What you are saying is, `You may not choose it any longer and, what's more, if you do choose it, we are going to slap a fine on you. We are going to say you are breaking the law.'